Can you imagine how much your life would change if you lost, say, your left index finger? What about your pinky finger, or ring finger? The truth is, our fingers are what separates us from most animals. Our fingers make typing on a cell phone, making a sandwich, or driving a car easier. Most people also rely on their fingers to do their jobs. Take away one or more fingers and you’re hurting victims’ abilities to provide for themselves and their families.
So, if you injure or lose a finger while out and about or on the job, how much is a finger worth in compensation? How much compensation can you get for a lost ring finger, pinky finger, index or another finger? The only way to find out is through a free consultation with a lawyer, and by reading through the information below.
How Much Is a Finger Worth in Compensation?
The loss of the use of a digit or the complete loss of an amputation will change your life. An injury can affect home-life, work-life and even change the way you enjoy interests and hobbies.
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It’s hard to calculate how a finger injury will be valued in an insurance settlement or in a verdict in the rare instances a personal injury case goes to trial.
Settlements have ranged from thousands of dollars to millions, depending on just how much the injury inhibits the victim’s life. A permanent disability will earn victims much more in support. If your job or your hobbies rely heavily on your hands and fingers, the award may grow. How long you’ve been out of work or will be out of work will factor in.
Your medical costs and the treatment expected in the future will affect how much you receive. Which finger was injured will also factor in. Lose a pinky finger and you’ll likely get less in compensation than if you’d had a thumb or index finger damaged or severed. These fingers play a bigger role in the daily tasks that we perform.
How Are Personal Injury Settlements Determined For Finger Injuries?
When it comes to assessing personal injury settlements for finger injuries in California, several factors come into play, especially in cases involving slip and fall accidents and premises liability. Finger injuries can vary widely in severity, from minor cuts and bruises to severe fractures or amputations, impacting a person’s ability to work and lead a normal life.
In the context of third party workers’ compensation claims, the personal injury lawsuit settlement for a finger injury will typically consider the extent of the injury, your medical expenses, and potential long-term consequences. Lost wages due to time off work, rehabilitation costs, and ongoing medical expenses are crucial aspects evaluated during the settlement negotiation process.
Additionally, the impact of the common finger injuries on the individual’s ability to perform their job duties and any resulting permanent impairment are significant factors in determining their finger worth. Therefore, it’s essential for people filing a finger injury claim to seek legal guidance from finger injury case experts to make sure they receive adequate compensation for their damages.
Common Finger Injuries
Finger injuries can occur in almost any environment. They are suffered in car accidents, in the workplace, at a rental home, and even while walking the aisles at a store or business.
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These injuries can require multiple surgeries, months of physical therapy, perhaps even specialized equipment to get you back to the normal things you’re used to doing. A finger injury could also make job training and a career change necessary.
Here’s a list of just some of the common finger injuries treated in emergency rooms and hospitals:
- Amputation: The loss of a finger may happen in the blunt force of the accident or a surgical arm amputation may become necessary at the hospital. The reattachment of an amputated finger can lead to a long and expensive rehabilitation.
- Broken Bones: Fractures in the finger can mean a finger splint is worn for at least four weeks with another two weeks of limited activity. An unstable fracture could need screws and wiring to hold the bones in place.
- Lacerations: Serious cuts can require skin grafts and reconstructive surgeries. A cut can also cause nerve damage and greatly limit the use of the finger.
- Dislocation: These commonly occur in the middle joint of the finger. A dislocation can also involve a break. A dislocation can permanently damage blood vessels and tendons.
Finger Injuries in a Car Accident or A Slip-And-Fall Case
Taking an impact in a car collision can result in severe finger injuries. Fingers can be crushed or taken off in a penetrating blow. A passenger’s hands can strike dashes, consoles, and seatbacks to suffer broken bones. A driver’s hand can start showing signs of carpal tunnel syndrome from the forces absorbed while gripping a steering wheel during a crash.
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How Are Workers’ Compensation Benefits Calculated For Finger Injuries
Workers’ compensation benefits for finger injuries in California are calculated based on several factors. Typically, the severity of the injury, as well as its impact on the individual’s ability to work, or whether or not the injury occurred on the ring finger or dominant hand, all play a significant role. The benefits usually cover medical expenses related to the finger injury treatment, including surgeries, therapy, and rehabilitation.
Also, if the injury results in temporary or permanent disability, workers may be entitled to compensation for lost wages during the recovery period or long-term if the injury affects their ability to work in the future.
Additionally, workers’ compensation benefits may include compensation for any resulting permanent impairment or disfigurement. Overall, the calculation of workers’ compensation benefits for finger injuries takes into account the specific circumstances of the injury and its effects on the individual’s ability to work and function.
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Taking a fall at a grocery store or another place of business can damage hands. Victims often throw their arms and hands out to catch themselves and end up with painful wrist and finger injuries. A property owner or company could end up owing you for your recovery if you slipped or tripped on a hazard that should have been cleaned up or fixed.
If you’ve suffered a finger injury due to a slip and fall or premises liability incident in California, it’s crucial to seek legal guidance. Your settlement or workers comp benefits could be on the line. Calling for a free consultation with a personal injury lawyer specializing in such cases can provide invaluable insight into your options, as our team can help you seek the compensation you need.
During the consultation, you can expect the lawyer to listen attentively to your account of the accident and assess the details of your case. They will likely ask questions to understand the circumstances surrounding the injury, the extent of your damages, and any medical treatment received. The lawyer will then explain your legal rights, potential avenues for you to seek compensation, and the estimated value of your claim.
Additionally, they may outline the legal process ahead, including the documentation required, negotiation strategies, and the possibility of litigation if a fair settlement cannot be reached. Overall, a consultation with a personal injury lawyer offers you the opportunity to gain clarity on your situation and make informed decisions about your next steps in seeking justice and compensation for your pain and suffering, time away from work, and of course–your finger injury.
Contact a Los Angeles Personal Injury Lawyer
An injury to your hand or fingers may be a clear-cut case of negligence, but insurance companies will still fight to keep every cent they can out of your hands. Discussing your case with a Los Angeles personal injury lawyer can save you from making critical mistakes when dealing with an insurance company. These common pitfalls could cost you the support you need to pay for the best medical care and to replace your lost wages while you miss work.
Allen Vaysberg, Esq. manages the personal injury practice of the Law Offices of Steers & Associates. Allen and his legal team will work for as long as it takes to make sure you receive the compensation you need to regain your normal life as soon as possible.
Contact Allen Vaysberg and the Law Offices of Steers & Associates for a free, no-obligation consultation to find out how they can help you. And if you sign with us to represent your injury case, we don’t get paid unless you win your case.
Allen Vaysberg practices personal injury law and works tirelessly to defeat the tactics of insurance companies and large corporations who try to deny justice and fair compensation to injured people.