Our fingers are what separates us from most animals. Our fingers make it easier to type on a cell phone, make a sandwich, or drive a car. Most people also rely on their fingers to do their jobs. Take away one or more fingers and you’re hurting victims’ abilities to provide for themselves and their families.

So, if you injure or lose a finger while out and about or on the job, how much is a finger worth in compensation?

How Much Is a Finger Worth in Compensation?

The loss of the use of a digit or the complete loss in an amputation will change your life. An injury can affect home-life, work-life and even change the way you enjoy interests and hobbies.

It’s hard to calculate how a finger injury will be valued in an insurance settlement or in a verdict in the rare instances a personal injury case goes to trial.

Woman typing on a laptop

Settlements have ranged from thousands of dollars to millions, depending on just how much the injury inhibits the victim’s life. A permanent disability will earn victims much more in support. If your job or your hobbies rely heavily on your hand and fingers, the award may grow. How long you’ve been out of work or will be out of work will factor in.

The costs of medical care now and the treatment expected in the future will affect how much you receive. Which finger was injured will also factor in. Lose a pinky finger and you’ll likely get less in compensation than if you’d had a thumb or index finger damaged or severed. These fingers play a bigger role in the daily tasks that we perform.

Common Finger Injuries

Finger injuries can occur in almost any environment. They are suffered in car accidents, in the workplace, at home, and even while walking the aisles at a store or business.

These injuries can require multiple surgeries, months of physical therapy, perhaps even specialized equipment to get you back to the normal things you’re used to doing. A finger injury could also make job training and a career change necessary.

Here’s a list of just some of the common finger injuries treated in emergency rooms and hospitals:

  • Amputation: The loss of a finger may happen in the blunt force of the accident or a surgical amputation may become necessary at the hospital. The reattachment of a finger can lead to a long and expensive rehabilitation.
  • Broken Bones: Fractures in the finger can mean a finger splint is worn for at least four weeks with another two weeks of limited activity. An unstable fracture could need screws and wiring to hold the bones in place.
  • Lacerations: Serious cuts can require skin grafts and reconstructive surgeries. A cut can also cause nerve damage and greatly limit the use of the finger.
  • Dislocation: These commonly occur in the middle joint of the finger. A dislocation can also involve a break. A dislocation can permanently damage blood vessels and tendons.

Finger Injuries in a Car Accident or A Slip-And-Fall Case

Taking an impact in a car collision can result in severe finger injuries. Fingers can be crushed or taken off in a penetrating blow. A passenger’s hands can strike dashes, consoles, and seatbacks to suffer broken bones. A driver’s hand can start showing signs of carpal tunnel syndrome from the forces absorbed while gripping a steering wheel during a crash.

Injured fingers with bandage

Taking a fall at a grocery store or another place of business can damage hands. Victims often throw their arms and hands out to catch themselves and end up with painful wrist and finger injuries. A property owner or company could end up owing you for your recovery if you slipped or tripped on a hazard that should have been cleaned up or fixed.

Contact a Los Angeles Personal Injury Lawyer

An injury to your hand or fingers may be a clear-cut case of negligence, but insurance companies will still fight to keep every cent they can out of your hands. Discussing your case with a Los Angeles Personal Injury Attorney can save you from making critical mistakes when dealing with an insurance company. These common pitfalls could cost you the support you need to pay for the best medical care and to replace your lost wages while you miss work.

Allen Vaysberg, Esq. manages the personal injury practice of the Law Offices of Steers & Associates. Allen and his legal team will work for as long as it takes to make sure you receive the compensation you need to regain your normal life as soon as possible.

Contact Allen Vaysberg and the Law Offices of Steers & Associates for a free, no-obligation consultation to find out how they can help you. And if you sign with us to represent your injury case, we don’t get paid unless you win your case.