What is Lyft?
Lyft is what’s known as a transportation network company that’s based out of San Francisco. It’s available in nearly 100 cities in California, and Los Angeles is one of those cities. It operates off of the Lyft mobile communication application. Users download the application, and they enter their personal information along with an acceptable form of payment like a credit card. They can then request a ride from a Lyft driver in or around their area who is on duty and logged into the Lyft system. Wait time averages about four minutes. Riders are sent photos of the vehicle picking them up and the driver. You’ll know the Lyft car when it arrives. There’s a big pink mustache on the grill of every vehicle that’s associated with Lyft.
In Los Angeles, people take Lyft home from bars, to commute to work, or from LAX to their destinations in Long Beach, Valencia and other destinations such as Hollywood. Basically, they take Lyft to many of the places they used to take a taxicab to.
Should I talk to Lyft or the other driver’s Insurance if I’ve been seriously injured?
Anything you say to Lyft could potentially impact your future claim.
If you are a Lyft passenger involved in a crash, usually within minutes a member of Lyft’s “Trust and Safety Team” will be contacting you to open an internal report. While this may appear like great customer service, be aware that ride-sharing and insurance companies such as Uber and Lyft have an interest in limiting the amount they must pay for your injuries.
Do Lyft drivers have insurance?
There special insurance requirements for transportation network companies such as Lyft. In Los Angeles, and he rest of California, Lyft is regulated by the California Public Utilities Commission (CPUC). Drivers who use Lyft may be in various “periods” depending on if they’re using Lyft, on the way to pick up a passenger, or if they have a passenger in their vehicle.
Those periods are:
- Personal Policy: Under California State Law AB 2293, a driver’s personal insurance policy does not cover their rideshare driving unless they’ve also purchased ridesharing coverage.
- Period 1: Period 1 begins when a driver logs in to “driver mode” in the Lyft App, and ends when they accept a ride request, known as a “match notification”. During this phase, Lyft provide $200k Excess Liability.
- Period 2: Period 2 begins when a Lyft driver accepts a ride request. As of 2017, Lyft offers $1 million in liability insurance and $1 million in uninsured / under-insured motorist coverage. This insurance is in effect until the passenger is dropped off at their destination.
How are people injured in Lyft accidents?
There are many different ways people can be injured in an accident involving a Lyft related automobile, here are just a few:
- Lyft driver is injured as a result of someone’s negligence
- Lyft driver is distracted or negligent and causes an accident
- A passenger is injured in an Lyft driver’s vehicle
- Another vehicle is hit by a vehicle being driven by an Lyft driver
- A pedestrian or bicyclist is hit by an Uber driver
Damages recoverable in Lyft accidents
If you’ve been injured as a result of the carelessness and negligence of a Lyft driver, you have the right to seek compensation for your injuries and damages. Those might consist of:
- Past and future medical bills
- Past and future lost earnings
- Any permanent disfigurement
- Any permanent disability
- Pain and suffering
- Loss of a normal life
Contact a Los Angeles Lyft Accident Lawyer Today
If you’ve been seriously injured in an accident involving a Lyft vehicle, you don’t want to be in a position of having to negotiate your own settlement. Lyft might sound concerned about your injuries, but once those courtroom doors close, and a trial starts, you can expect a courtroom battle.
We’re knowledgeable, experienced and aggressive auto accident lawyers, and we know how Lyft tries to exculpate itself from liability in accident cases. A free consultation with us after any Lyft accident allows you the best opportunity for learning your options. Never give a written or recorded statement to Lyft or its insurance company. It will only be used against you in the future. Contact us first for that free consultation and case evaluation after any Lyft accident that occurred anywhere in California.
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