Should I Talk to Lyft or the Other Driver’s Insurance if I’ve Been Seriously Injured?
Anything you say to Lyft could potentially impact your future personal injury claim.
If you are a Lyft passenger involved in a crash, usually within minutes a member of Lyft’s “Trust and Safety Team” will be contacting you to open an internal report. While this may appear like great customer service, be aware that ride-sharing companies and their insurance company such as Uber and Lyft have an interest in limiting the amount they must pay for your injuries.
What Should I Do After Getting Into a Lyft Accident?
You have the right to consult with a Lyft accident attorney before speaking about your car accident, your injury, or any property damage you suffered in the crash. Schedule a free consultation with a Lyft accident attorney from the Law Offices of Steers & Associates as soon as you can. In your free case evaluation, we’ll help you understand the next steps you can take to get the settlement you deserve.
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Get Medical Attention
If you have been involved in an accident with an Uber or Lyft, you should first seek medical attention right away. Ensuring that you are healthy, safe, and not in any immediate medical danger is of the utmost importance after Lyft accidents. If you have been involved in an accident and became medically injured afterward, it’s never smart to assume that your injuries are minor or don’t need medical attention. Even cuts, bruises, bumps, and scrapes can be an indicator of a more serious injury.
Under California Civil Code § 3333, seeking immediate medical care creates evidence of injury necessary for pursuing economic damages.
Get Insurance Information From the Uber or Lyft Driver
If you have been involved in a car accident involving an Uber or Lyft driver, they have a responsibility to provide you with their contact information and insurance information. Always be sure to get the rideshare driver’s name, phone number, and email address as well as their insurance information.
Take Photos of the Accident Scene
Use your cell phone and take as many clear photos as you can of the accident scene. If the Uber or Lyft accident occurred at night time, use flash to illuminate the scene of the accident and get as clear of a photo as you can. Take photos of the damage done to your vehicle and your injuries, if possible. If any of your personal property has become damaged in the vehicle, take a photo of that as well.
If there are street signs that indicate how fast the cars should have been doing, this can serve as evidence too. Road signs, streetlights, potholes, and evidence of any inclement weather are all strong photographs to take to paint the picture of the accident to your rideshare accident lawyer.
Call the Police and Schedule a Free Consultation With an Uber Attorney
Be sure to file a formal police report with local law enforcement, as it is the law. Next, call a lawyer as soon as possible. Not all Lyft accident lawyers offer a free consultation for Uber and Lyft accidents, but our attorneys do. We take the time to listen to your unique situation and will stop at nothing to give you the best advice possible for your specific accident case.
Do Lyft Drivers Have Insurance?
There are special insurance requirements for transportation network companies such as Lyft. In LA, and the rest of California, Lyft is regulated by the California Public Utilities Commission (CPUC). Lyft drivers may be in various “periods” depending on if they’re using Lyft, on the way to pick up a passenger, or if Lyft drivers have a passenger in their vehicle.
Those periods are:
- Personal Policy: Under California State Law AB 2293, a driver’s personal insurance company policy does not cover their rideshare driving unless they’ve also purchased ridesharing coverage.
- Period 1: Period 1 begins when a driver logs in to “driver mode” in the Lyft App, and ends when they accept a ride request, known as a “match notification”. During this phase, Lyft provides $200k Excess Liability.
- Period 2: Period 2 begins when a Lyft driver accepts a ride request. As of 2017, Lyft offers $1 million in liability insurance and $1 million in uninsured / under-insured motorist coverage. This insurance is in effect until the passenger is dropped off at their destination.
California Evidence Code § 1152 protects statements made during settlement discussions but not all communications. It is critical to consult with an attorney before speaking to insurance adjusters.
How Are People Injured in Lyft Accidents?
There are many different ways people can be injured in a car accident involving a Lyft-related automobile, here are just a few:
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- Lyft drivers are injured as a result of someone’s negligence
- Lyft drivers are distracted or negligent and causes an accident
- A passenger is injured in a Lyft driver’s vehicle
- Another vehicle is hit by a Lyft driver’s car
- A pedestrian or bicyclist is hit by a Lyft driver
Do Ridesharing Companies Require Driver Safety Training?
Riders for ridesharing services, like Lyft, typically have to meet some basic requirements like background checks and vehicle inspections. However, formal driver safety training is not mandated. Drivers need a license and must meet age and driving history requirements, but specific defensive driving or accident prevention courses are usually optional.
Some companies provide online resources or modules promoting safer driving, but participation is often voluntary. This nonstandard training sometimes leads to inconsistencies in driver preparedness, particularly in heavily populated areas like Los Angeles. This is worth considering as you weigh risks and seek legal counsel after a rideshare accident.
How to Determine Liability in a Lyft Accident?
Depending on the circumstances, multiple parties can be liable in a Lyft accident. If the Lyft driver is at fault, Lyft’s insurance may cover the damages. In other cases, another driver or a pedestrian could share the responsibility. Passengers and third parties may also have valid claims based on the specific situation.
Police reports, eyewitness statements, and traffic camera footage often help determine the responsible parties. Consulting a lawyer guarantees that all contributing factors are evaluated so injured parties can get the compensation they deserve. Understanding each party’s role can help you build a strong case.
Damages Recoverable in Lyft Accidents
If you have been hurt due to someone else’s negligence, you have the right to pursue compensation by filing a personal injury lawsuit. Depending on the details of your injury claim, your Lyft accident attorney can fight for a variety of forms of compensation for you.
Every case is different, yet primarily medical care is the most crucial kind of compensation for an injured victim. If you have suffered bodily injury because of an Uber or Lyft accident, you shouldn’t have to pay out of pocket for the expense of your care.
Your Lyft driver’s personal insurance company may come into play when it comes time to receive your compensation, as some of the money may come from their coverage.
If you’ve been injured as a result of the carelessness and negligence of Lyft drivers, you have the right to seek compensation for your injuries and damages. Your Lyft accident attorney will fight for your right to compensation that covers the following expenses:
- Past and future medical bills: If you’ve been injured in an accident, you should not have to pay out of pocket to cover the cost of your injuries. Your Lyft accident attorney will fight for your right to medical bill compensation, which can cover the cost of expenses such as hospital visits, emergency room care, doctor’s office co-pays, the cost of your prescription medication, and the cost of care such as rehabilitation, physical or occupational therapy, surgery, or other treatments.
- Past and future lost earnings: Los Angeles residents who have been injured in car accidents most often become unable to work due to the serious nature of their injuries. When you have to stay home to nurse injuries, especially injuries that were caused due to someone else’s negligence, you should not have to suffer from missed money in your paycheck. Your accident lawyer will fight for your right to the wages you lost while you were recovering from the accident. Additionally, you may be able to get you compensation for any future lost earnings as well. If you have been injured in such a way that you are unable to work anymore, you may be able to receive disability payments, but being compensated for your loss of earning capacity will be considered as well.
- Any permanent disfigurement: Permanent disfigurement changes the course of a car accident victim’s life forever. Your Los Angeles Uber accident lawyer will fight for you to receive a settlement for your permanent disfigurement, as well as loss of your future earnings and associated pain and suffering from the accident.
- Any permanent disability: Similar to the above, if you have been permanently disabled by an accident, our California law professionals will fight for your right to compensation that covers this loss.
- Pain and suffering: In addition to the physical stress, discomfort, and inconvenience that injuries cause, pain, and suffering are just as challenging. The anxiety, post-traumatic stress and depression an accident victim feels after an Uber or Lyft accident can be life-changing. You deserve to be compensated for this.
- Loss of a normal life: A serious injury, or even a traumatic occurrence, can take a toll on the trajectory of your life forever. If you have been involved in a serious rideshare accident with a Los Angeles Uber or Lyft, our personal injury lawyers will defend your right to compensation for a loss of a normal life. You should not have to suffer if things haven’t felt the same since your accident.
Contact a Los Angeles Lyft Accident Attorney Today
If you’ve been seriously hurt in an accident involving a Los Angeles Lyft vehicle, you don’t want to be in a position of having to negotiate your own settlement. Lyft might sound concerned about your injuries, but once those courtroom doors close, and a trial starts, you can expect a courtroom battle.
As accident attorneys, we’re knowledgeable, experienced, and aggressive auto accident lawyers, and we know how Lyft tries to exculpate itself from liability in accident cases. A free consultation with a Lyft accident attorney at our law firm after any Lyft accident allows you the best opportunity for learning your options when it comes to insurance coverage and liability coverage.
Never give a written or recorded statement to Lyft or its insurance company. It will only be used against you in the future. Contact us first for a consultation and case evaluation after any Lyft accident that occurred anywhere in CA.
Related Questions
How Long Do I Have to File a Claim After a Lyft Accident?
The statute of limitations for personal injury claims in California is typically two years from the date of the accident. Filing within this timeframe is essential to avoid losing your right to seek compensation. Some exceptions apply, such as cases involving government entities. It’s advisable to consult a lawyer as soon as possible to ensure timely action.
Does Lyft’s Insurance Cover All Accidents?
Lyft provides varying insurance coverage depending on the driver’s app status. Personal insurance applies if the driver is offline. During active rides or while awaiting a ride request, Lyft’s insurance may cover liability, uninsured motorists, and other damages. However, coverage specifics depend on the accident details, and certain qualities must be met for Lyft’s policy to apply.
What Compensation Can I Receive After a Lyft Accident?
Victims may be eligible for compensation covering medical bills, lost wages, property damage, and pain and suffering. The amount depends on the severity of the injuries, their impact on daily life, and the extent of financial losses. Consulting with a lawyer helps ensure you claim all applicable damages, especially when dealing with insurance companies.
Conclusion
Serious Lyft accident injuries can cost you thousands in medical bills and income loss. An experienced Lyft accident lawyer fights for your rights and secures fair compensation. Avoid discussing the accident with Lyft or any insurance companies without legal advice. After the accident, make sure you consult a rideshare accident attorney to protect your rights and get you what you deserve.
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