In any claim against Uber, you’ll hope to be offered a fair settlement for your medical bills, pain, suffering, and lost time at work. Settlements are by far the most common outcomes for accident claims filed against Uber. Uber doesn’t want to risk the cost of going to court over a lawsuit you file.
Can You Sue Uber if You Get In an Accident?
Yes, you can sue Uber in some situations after a car accident. Uber is responsible for the safety of the passengers its drivers pick up and any victims in traffic accidents their drivers cause. Their drivers may have their own ridesharing insurance and Uber supplements this coverage with a $1 million policy.
Having a skilled personal injury lawyer with The Law Offices of Steers & Associates in Los Angeles presents a strong threat to Uber and their lawyers. Uber will know that the threat of a lawsuit is real if you have aggressive legal representation. They’ll remain motivated to provide you with a settlement offer that satisfies you, rather than be dragged into a courtroom.
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However, a lawyer with Steers & Associates will always have evidence and testimony prepared in case a lawsuit is necessary. If Uber refuses to provide fair support to you for your injuries, we’ll be ready to meet them in front of a judge and jury.
Uber Car Accident Dangers for Los Angeles Motorists
Uber-involved accidents are much more common than one might think. According to Los Angeles Almanac, Los Angeles County was home to over 7 ½ million registered cars, trucks, and motorcycles in 2020. That’s a lot of people on the freeways and boulevards. And for those that don’t own cars, a call to rideshare like Uber is usually the easiest option.
Uber drivers make these added trips on already crowded local roads. If you think about it, Uber drivers are often the most distracted motorists in the lanes. Any driver can be tempted to look at a cellphone screen, but Uber drivers are required to use their phones on the job.
Uber drivers are notified when nearby rideshare is available. They also rely on voice and visual assistance to locate unfamiliar streets and thoroughfares. It’s all substantial time that their eyes are off the road. They can fail to notice their cars veering into another lane or when traffic has slowed in front of them.
Cell phone usage is the leading cause of car accidents for all motorists everywhere. Pedestrians accidents and cycling accidents can also be caused by distracted Uber drivers.
Uber Car Accident Coverage for Drivers
Uber backs its driver with a $1 million insurance policy. Unfortunately, that coverage is dependent on the circumstances of the accident. It’s also not easy to get Uber and their corporate lawyers to admit blame and pay victims what’s fair even when the fault is clear.
Getting an Uber settlement check should be an easy process for victims in need, but that’s not always the case. It’s often apparent when an Uber driver is to blame for your traffic accident involving your car, or when you’re hit as a pedestrian or cyclist. No matter how obvious the fault is, Uber may still make you jump through hoops to secure what’s fair.
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Uber Accident Insurance Coverage
After an accident, there are a few insurance policies that come into play. It is important to understand which policy you need to pursue coverage from for your particular case:
- Uber Driver’s Insurance: All Uber employees are required to maintain their own auto insurance. Your case begins with a claim filed against the driver’s coverage. Unfortunately, insurance companies typically don’t cover policyholders while they drive for rideshare unless supplemental ridesharing coverage is purchased. If your first injury claim is rejected due to lack of coverage or the driver’s insurance has low policy limits that don’t cover all of your damages, a claim against Uber’s supplemental insurance is allowed.
- Uber Coverage: Uber maintains up to a million dollars in liability insurance for accident victims. However, it only applies to accidents that occur when drivers have their Uber apps open. The other requirement is that the driver must be riding with a passenger or on the way to pick up a passenger. If a collision occurs while an Uber driver is logged in but doesn’t have a customer lined up, the maximum coverage drops to $100,000 in an accident.
- Your Car Insurance: If your injury settlement has reached the policy limits with the third party insurance on an Uber claim and you have underinsured motorist bodily injury limits that are for a higher amount, you can make a claim with your own insurance company for additional compensation. Your Los Angeles Uber Car Accident Lawyer should pursue this option, if applicable.
When Uber and their legal team don’t seem to want to do the right thing, there are techniques your Steers Personal Injury Lawyer can use to make them reconsider their position.
For example, an examination of Uber’s hiring and training practices might dig up enough problems with Uber’s business model to show they should be liable for the injury incident.
The Uber driver’s driving history could also be used against the driver and Uber to convince a judge and jury that Uber owed you more care than they demonstrated. This damaging evidence can be used against Uber in litigation to help compensate you for the pain you’ve suffered.
What to Do After an Accident With An Uber Driver?
After a collision, you may be in too much pain to move, or you may remain in shock over what’s happened. But if you are physically able, you should try to collect valuable evidence on the scene of your crash.
Any claim you file against Uber and their insurance representatives may be hotly contested. The more evidence you provide showing their driver was to blame, the sooner they’ll realize it’s best to give up their defense and provide what’s fair.
Try to gather these important details in the moments after your accident with an Uber driver:
- Call 911. Report and tell officers everything you can remember about what happened. Let EMTs check out every pain you have. Go to the hospital if necessary.
- Take photos of the crash. Get shots of the damage to cars and skid marks on the road. Show traffic signs. Take pictures of any signage that identifies the vehicle as an Uber. As a passenger also take pictures of the interior of the Uber vehicle. If you must leave the scene, ask someone with you or a helpful witness to take photos.
- Look for any security cameras at homes or businesses nearby that might have recorded what happened.
- Talk to witnesses about what they saw. Find out what they observed if the Uber driver engaged in reckless or careless behavior. The passenger in an Uber car may also provide powerful testimony. Get everyone’s contact information.
- Exchange information with the Uber driver.
- Get your injuries checked out with your physician. Do everything your doctor recommends. Save all medical invoices.
Contact an Uber Accident Lawyer Serving Los Angeles Victims
If you or a loved one suffer a serious injury due to an Uber driver’s mistake, don’t waste a minute wondering whether you have a case against Uber.
Contact us for a free case evaluation for all victims in Southern California. We want to hear about what happened to you. We’ll help you determine what your injury is worth and inform you of the rights you have. You may, in fact, be able to earn financial support from more than one insurance company, including Uber’s own $1 million dollar policy.
If you decide you’d like us to represent your Uber accident case, we don’t require any money upfront. We don’t earn any attorney fees unless we win your case.
Allen Vaysberg practices personal injury law and works tirelessly to defeat the tactics of insurance companies and large corporations who try to deny justice and fair compensation to injured people.