What is a Chapter 13 Discharge?

What is a Chapter 13 Discharge?

Chapter 13 Bankruptcy provides a long-term fix for your financial problems, but it’s a solution that will span years and require following a strict payment plan. The good news is that you can enjoy much better financial footing when you finally reach the end. A Chapter 13

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Filing Bankruptcy While Separated

Filing Bankruptcy While Separated

When going through a separation with your spouse, the emotional health of each partner should be the focus. Unfortunately, trying to go your separate ways while still battling joint debt can seem almost impossible. Fortunately, filing bankruptcy while separated can provide some relief from debt and in

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How Does Bankruptcy Affect a Cosigner?

How Does Bankruptcy Affect a Cosigner?

Deciding whether to file for bankruptcy or not can be a difficult decision. You’ll prepare yourself for the good and the bad that comes along with bankruptcy. But what if your filing also causes fallout for someone who shares your debt? How does bankruptcy affect a cosigner?

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How Does Bankruptcy Affect My Spouse?

How Does Bankruptcy Affect My Spouse?

Bankruptcy may appear like your only option to find relief from a seemingly bottomless pit of debt. You might feel it’s the best option for your entire household. But if your spouse won’t be filing with you, you might be wondering: how does bankruptcy affect my spouse

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How to Stop Wage Garnishment in California

How to Stop Wage Garnishment in California

Money problems can leave you struggling to pay off your debts. And yet, as soon as you find a steady income to get yourself out of that hole, wage garnishments can suddenly take hold. When a creditor seizes a big chunk of your paycheck each month, it

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Payday Loans and Bankruptcy

Payday Loans and Bankruptcy

People considering bankruptcy have typically been fighting financial hardships for quite a while. Sometimes, those issues may have forced some desperate actions, like taking out a payday loan. People running out of options are often forced to turn to a cash advance loan business for help, but

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Can a Spouse File Bankruptcy Alone?

Can a Spouse File Bankruptcy Alone?

Saying “I Do” on your wedding day doesn’t just mean you accept all of the good things that come along. In sickness and in health could also refer to the financial wellbeing of the happy couple. For a couple in financial straits, bankruptcy can offer an escape

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When Can I File Bankruptcy Again?

When Can I File Bankruptcy Again?

Determining whether to file for bankruptcy will always make for a difficult decision no matter the circumstances. Your journey to debt freedom can provide plenty of frustration and uncertainty along the way. But what if you need to file for bankruptcy again? How long do you have

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What is Bankruptcy Fraud?

What is Bankruptcy Fraud?

Filing for bankruptcy can be a last resort for those in dire financial trouble. At such a difficult time, some people decide to try to keep some of what they have by hiding assets, falsifying forms, and committing perjury. What is Bankruptcy Fraud? Hiding any assets while

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