Truck collisions often leave victims facing serious medical costs, time away from work, and emotional strain. When dealing with the aftermath of a crash, many Californians want to know how much compensation they qualify for. While it is a reasonable question, every truck accident settlement depends on many unique details, and no single number fits all.
At the Law Offices of Steers & Associates, we have over 40 years of combined experience guiding injury victims through the legal process. Our attorneys provide clear explanations, personal attention, and the determination needed to recover fair results.

What Is the Average Settlement for a Semi-Truck Accident?
There is no fixed average for commercial truck accident settlements because the facts of each case differ. National data from the Federal Motor Carrier Safety Administration and the Insurance Institute for Highway Safety indicate that large-truck crashes result in more severe injuries and fatalities than ordinary car collisions.
As a result, average semi-truck accident settlements tend to be higher than regular vehicle claims. The following factors play the biggest role in determining compensation.
Severity of Injuries
The seriousness of the injuries usually determines the overall value of a tractor-trailer accident settlement. Spinal cord trauma, brain injury, fractures, and internal damage require extensive care and may limit mobility or earning power.
Clients with long-term or disabling conditions typically receive larger settlements because their future needs are more substantial. In comparison, those with minor injuries typically receive less compensation. Our firm works with medical experts to document every cost and future treatment requirement.
Lost Income and Reduced Earning Potential
Time away from employment causes real financial pressure. A fair truck accident settlement includes wages already lost and income that may never be earned again. Steers & Associates collaborates with vocational specialists to evaluate how an injury affects a client’s career path and future opportunities.
Medical Costs and Future Care
Expenses after a crash can climb quickly. Settlements often account for:
- Emergency transportation and hospitalization;
- Surgeries, rehabilitation, and therapy;
- Prescription medication and medical equipment; and
- Long-term or specialized care.
Accurately projecting future medical costs is critical. Our attorneys review medical evaluations to ensure the final figure covers both current and continuing care.
Pain and Emotional Distress
Noneconomic damages recognize how an injury impacts daily life. These damages may cover physical discomfort, anxiety, depression, and loss of enjoyment of normal activities. Quantifying this harm requires careful explanation of how recovery has affected relationships, independence, and overall well-being.
Proving Fault and Gathering Evidence
Liability has a direct impact on every tractor-trailer accident settlement. Responsible parties may include:
- A driver who violated traffic laws,
- A carrier that failed to train or supervise,
- A shipper that overloaded cargo, or
- A manufacturer that produced a defective part.
Our attorneys collect and preserve critical evidence, including driver logs, black box data, maintenance records, and witness accounts, to demonstrate precisely how negligence contributed to the collision.
Insurance Coverage and Policy Limits
California law requires commercial carriers to maintain substantial insurance coverage; however, even these limits can fall short when injuries are catastrophic. Our team identifies every available policy and, when necessary, pursues additional defendants or underinsured motorist benefits to ensure complete recovery.
Comparative Negligence in California
California follows a pure comparative fault system. Victims may recover compensation even when partly at fault, although their percentage of responsibility reduces the amount of the award. For example, a claimant 20% at fault for a $200,000 loss could still receive $160,000. Experienced counsel helps prevent insurance adjusters from unfairly shifting blame.
The value of a settlement depends on the severity of the injuries, the strength of the evidence, and the financial resources available. No calculator or chart can determine the exact outcome. Consulting a knowledgeable California attorney provides the most reliable picture of what your claim may be worth.
Other Factors That Influence a Truck Accident Settlement
Several additional considerations affect these accident settlements, such as:
- Expert testimony supporting medical or technical findings,
- The court venue and jury tendencies in that region,
- Whether the dispute settles or proceeds to trial, and
- The financial strength and negotiation posture of each defendant.
Every claim is different, and skilled representation ensures these variables are handled strategically.
How Long Does It Take to Resolve a Truck Accident Settlement?
Timelines vary based on the complexity of the case. Clear liability claims may close within months, while multi-defendant or severe-injury cases often take longer. Quick offers rarely reflect the true cost of recovery. Steers & Associates keeps clients informed through each phase and focuses on achieving the most favorable outcome rather than the fastest resolution.
Why Experience Matters in Commercial Truck Accident Settlements
Trucking companies and insurers employ extensive legal resources to minimize payouts. Experienced attorneys know how to counter these tactics. Our attorneys know how to counter these tactics by investigating thoroughly, consulting with economists and physicians, and negotiating from a position of strength. When litigation becomes necessary, we use our trial experience to tell every client’s story with precision and compassion.
The Role of Expert Witnesses
Expert testimony from various specialists often makes a critical difference in commercial truck accident settlements, as they can help explain complex evidence in clear and objective terms.
For example, an accident reconstruction expert can analyze skid marks, black-box data, and vehicle damage to determine how a crash occurred. Medical experts provide insight into long-term treatment needs and future care costs, while economists project the lifetime financial impact of lost income and reduced earning ability.
By presenting expert analysis supported by verified data, our attorneys strengthen each claim and demonstrate the true value of a client’s losses. This thorough, evidence-based approach often leads to higher truck accident settlement outcomes and greater accountability for negligent parties.
Speak with a California Truck Accident Attorney Who Cares
If you or someone close to you has suffered an injury due to a collision with a commercial vehicle, you deserve advocates who listen and respond. The Law Offices of Steers & Associates offers caring and responsive representation to individuals throughout California.
Our lawyers offer direct communication, detailed guidance, and unwavering dedication to your recovery. Contact us today for a free consultation to discuss your case with a trusted Los Angeles truck accident attorney and begin rebuilding your future with confidence.