Are you in need of bankruptcy help in the Encino area of Los Angeles County? Elena Steers and the Law Offices of Steers and Associates serves clients in Encino, California through its local office:
Law Offices of Steers & Associates
5900 Sepulveda Blvd., Suite 270
Sherman Oaks, CA 91411
Monday, Tuesday, Wednesday, Thursday
We have helped residents in and around Encino California declare bankruptcy. If you are looking for a bankruptcy attorney feel free to contact us today and get your questions answered.
We have also prepared for you The Ultimate Guide to California Bankruptcy which answers many questions. If you’d rather fill out this form than call us you can use our free online bankruptcy case evaluation form.
Filing bankruptcy is an important decision. Almost everyone that comes in wants to know the best time to file bankruptcy. While every case is very different, most of the time, the bankruptcy should be filed ASAP.
Choosing an Encino Bankruptcy Attorney
We are the go to attorneys for bankruptcy in Encino California. Our primary bankruptcy attorney is Elena Steers who has worked as a Bankruptcy Trustee Assistant at the Office of the Chapter 13 Trustee in Los Angeles where she reviewed bankruptcy filing submissions.
She also worked in the representation of creditors pursing debt collections with a respected Los Angeles law firm. Such broad experience enables the firm to expertly and successfully guide clients through the maze of Chapter 7 and Chapter 13 bankruptcy law. She is also a member of the National Association of Consumer Bankruptcy Attorneys.
Bankruptcy Considerations in Encino California
Encino Chapter 7 Bankruptcy
In Encino California, filing a Chapter 7 bankruptcy does NOT mean you are going to lose all of your assets. In many cases, people may keep their house, car, and other assets while getting rid of their credit card debt, medical bills and other dischargeable debt. That’s a common outcome in a Chapter 7 case. Yes, Chapter 7 is referred to as a liquidation, however, it is a powerful tool that just gives people a fresh start. An experienced Chapter 7 bankruptcy attorney who has been through the process thousands of times and knows all the ins and outs of Chapter 7.
Filing a Chapter 7 bankruptcy immediately puts a stop to all creditors’ collection efforts.
Encino Chapter 13 Bankruptcy
Chapter 13 bankruptcy is designed for individuals with regular income who desire to pay their debts but are currently unable to do so.
In Chapter 13 bankruptcy, a lot of people have a misconception thinking that if they file for Chapter 13 they have to repay their credit card debts in full. That’s usually not the case.
In a Chapter 13 bankruptcy, secured debt must be repaid. Unsecured balances can be eliminated or drastically reduced including second mortgages.
About Encino, California
Located in the San Fernando region of Los Angeles County, Encino has a just over 40,000 residents and the median averages $79,000. Encino has a variety of employers, with healthcare being a predominant industry. In addition, there are a plethora of financial institutions on Ventura Blvd, and of course, the Plaza De Oro Shopping Center. The local newspaper is the San Fernando Sun.
One claim to fame for Encino is its high rate of college-educated adults. 46% of adults over age 25 had obtained an 4 year degree, which is very high for both the region and the state.
Some of Encino’s favorite attractions are the Velodrome, which is an outdoor cycle track, and Los Encino State Historic Park, which was almost closed due to budget cuts but managed to be sustained.
Our Encino CA Location
Once you have scheduled a meeting to come meet with us for your complimentary consultation, please use the map below for driving directions.
Common Bankruptcy Questions
More about bankruptcy in Encino
Located in the San Fernando region of Los Angeles County, Encino has a little over 40,000 residents and the median income here is around $79,000. We have many healthcare jobs here, financial institutions on Ventura Blvd, and of course, the Plaza De Oro Shopping Center. Our local paper is the San Fernando Sun.