If you are searching for a Palmdale CA bankruptcy lawyer, contact
Elena Steers and the Law Offices of Steers and Associates today. We serve the Palmdale, California area through our local office:
Law Offices of Steers & Associates
1805 West Avenue K
Lancaster, CA 93534
Monday, Tuesday, Wednesday, Thursday, Friday 9:00am – 5:30pm
We can answer any questions you have about bankruptcy, and discuss the specific details of your situation to see if bankruptcy is the right option for you.
Answers to frequently asked questions are available on our Ultimate Guide to California Bankruptcy. Please feel free to use our Free Online Bankruptcy Evaluation Form to get in touch with us. Every bankruptcy case is different, so to get the best advice possible, call us today at (800) 824-5416.
Choosing a Palmdale Bankruptcy Attorney
If you’re looking for the best, most effective bankruptcy attorneys in Palmdale, look no further. Our firm, lead by Elena Steers, has the experience needed to help navigate you through complicated bankruptcy proceedings, including working as a Bankruptcy Trustee Assistant at the Office of the Chapter 13 Trustee in Los Angeles where she reviewed bankruptcy filing submissions, and representing creditors pursing debt collections with a respected Los Angeles law firm.
She is also a current member of the National Association of Consumer Bankruptcy Attorneys. Having worked multiple roles through the bankruptcy process, she has detailed knowledge of how to best manage Chapter 7 and Chapter 13 bankruptcy filings.
How to File for Bankruptcy in Palmdale California
When you decide to file for bankruptcy in California, you need to decide what Chapter is best for you to file.
Palmdale Chapter 7 Bankruptcy
Chapter 7 bankruptcy, often called liquidation, is intended to help eliminate some of your debt and provide you a clean slate. Your assets are collected by a trustee, and sold off in order to pay your debt. Some of your assets are protected with this process, including your home, care, and retirement funds. Some debts, though, can not be discharged under a Chapter 7 filing. These debts include, but aren’t limited to, alimony, child support, and student loans.
Palmdale Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy is more of a restructuring, rather than liquidation. For individuals unable to pay their creditors, but who still have a regular income, Chapter 13 bankruptcy allows for consolidating your debts and establishing a payment plan that will pay off your debts with your projected future income. This is very helpful for preventing home foreclosures, paying back taxes, or stopping interest accrual on tax debts. Certain protections are also in place for your home, car, retirement funds, and more.
About Palmdale California
Home to almost 160,000 people, Palmdale is the 6th largest city in Los Angeles County. Two of the biggest defense contractors, Lockheed Martin and Northrop Gumman, are by far the largest employers in the area. More notably, many movies are filmed here as well, with titles from very popular series such as Transformers, Pirates of the Caribbean, Star Trek, and Fast and the Furious. Another large employer is Antelope Valley Mall, which has more than 1,000,000 square ft. of retail shopping space. Palmdale, is also very close to the San Andreas Fault Line, and experiences frequent, but mild, earthquakes. It’s a small price to pay to live somewhere with more than 300 days of beautiful sunshine a year.