If you are searching for Palmdale bankruptcy lawyers, contact Elena Steers and the Law Offices of Steers and Associates today for a free consultation. Our firm handles bankruptcy cases over the Palmdale, CA area through our local office.
Choosing a Palmdale Bankruptcy Lawyer
Our bankruptcy attorney team in Palmdale, CA can answer any legal questions you have and discuss the specific details of your debt situation in our free consultation to see if bankruptcy is the right option for you or your business
Your most frequently asked questions are answered by our local bankruptcy attorneys in California . Please feel free to use our Free Online Bankruptcy Evaluation Form to get in touch with us. Every bankruptcy case is different, so to get the best legal advice and services possible from an attorney, call us today for a free consultation!
- Address: Law Offices of Steers & Associates 1805 West Avenue K Lancaster, CA 93534
- Phone Number: 800.524.5416
- Business Hours: Monday, Tuesday, Wednesday, Thursday, Friday 9:00 am – 5:30 pm
If you’re looking for the best, most effective bankruptcy attorneys in Palmdale, look no further than our firm. Our firm in Lancaster, CA, led by Elena Steers, has the experience needed to help navigate you through your bankruptcy case and any complicated proceedings, including working as a Bankruptcy Trustee Assistant at the Office of the Chapter 13 Trustee in Los Angeles where she reviewed filing submissions, and representing debt creditors pursuing debt collections with a respected Los Angeles bankruptcy law firm.
She is also a current member of the National Association of Consumer Bankruptcy Attorneys. Having worked multiple roles through the process, she has detailed knowledge of how to best manage Chapter 7 and Chapter 13 bankruptcy filings.
How to File for Bankruptcy in Palmdale California
When you decide to file for bankruptcy in California, you need to decide what chapter between Chapter 7 and Chapter 13 is best for you to file before you get any debt relief.
Palmdale Chapter 7 Bankruptcy
This type of bankruptcy, often called liquidation, is intended to help eliminate some of your debt and provide you with a fresh start and debt relief. Your financial assets are collected by a trustee, and sold off in order to pay your debt. Some of your assets are protected with this debt process, including your home, care, and retirement funds. Some debts, though, can not be discharged under a filing. These types of debt include, but aren’t limited to, alimony, child support, and student loans.
Palmdale Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy is more of restructuring, rather than liquidation. For individuals unable to pay their creditors, but who still have a regular income, Chapter 13 allows for consolidating your debts and establishing a repayment plan that will pay off your debts with your projected future income. This is very helpful for preventing home foreclosures, paying back taxes, or stopping interest accrual on tax debts. Certain protections are also in place for your home, car, and retirement funds.
About Palmdale California
Home to almost 160,000 people, Palmdale is the 6th largest city in Los Angeles CA. Two of the biggest defense contractors, Lockheed Martin and Northrop Gumman, are by far the largest employers in the area. Palmdale, CA is also very close to the San Andreas Fault Line, and experiences frequent, but mild, earthquakes.