Steers Law Firm (bankruptcy attorneys, Long Beach CA) help California residents with filing bankruptcy and overcoming a tough financial situation

The bankruptcy process can seem intimidating to some. Bankruptcy law can be difficult to understand, and it can seem daunting to pursue debt relief while you are already struggling to pay your bills or come out from under credit card debt. For these reasons, we find that filing for bankruptcy is something that most people try to avoid. However, it can be a powerful tool to give you a new and fresh start on your financial situation and, with the help of a qualified law firm who cares about your future, getting your life back on track is possible sooner than you think.

The bankruptcy process can be very complicated, and an experienced bankruptcy attorney can help you navigate the system. Our bankruptcy lawyers offer a free consultation about liquidation bankruptcy, filing bankruptcy, managing unsecured debt, and even deciding if chapter 7 bankruptcy or chapter 13 bankruptcy are right for you. We can also discuss the option of a repayment plan to help you get ahead on a fresh start.

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If you or someone you love is suffering from creditor harassment, needs help understanding bankruptcy law, or is sick of wage garnishments, the time is now to call our Long Beach bankruptcy attorneys.

Protect Your Family, Real Estate, and Businesses With the Help of a Bankruptcy Attorney in Los Angeles, CA

Bankruptcy Lawyer Services

Our legal office provides professional bankruptcy service for residents of Long Beach and surrounding areas. An attorney can tailor services to meet the financial needs and schedules of our clients to attain protection.

Opting to file for bankruptcy gives you the chance to eliminate credit card debt and achieve financial health. To do so, you need a lawyer who can provide complete expert guidance throughout the various stages of procedures of the Long Beach bankruptcy law.

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If you or someone you love are struggling to pay back their debts, a Long Beach bankruptcy attorney can alleviate the financial stress when dealing with debt and creditors. Our team of bankruptcy attorneys can give legal advice to anyone California resident in this situation who is in need of help. At our Long Beach bankruptcy firm, we represent clients with a carefully prepared bankruptcy case that factors in all of the issues you are currently struggling with.

We’ll make a strong case that demonstrates before a judge that wage garnishments are negatively affecting your life, and that you need relief from credit card bills and other outstanding debts. Whether it’s to file under the Bankruptcy Code or a year of planning, your attorney can cover bankruptcy cases like debts from personal injury or tax.

How Does an Attorney Help Me File for Bankruptcy?

First, remember that not all Long Beach bankruptcy attorneys offer a free consultation to those in need, and some charge attorney fees even for an initial phone call. But at Steers Law Firm, our bankruptcy attorneys make themselves available to those in need free of charge for an initial consultation. In your free consultation, a lawyer will review and determine your credit report and score based on existing obligations.

They will listen intently to the struggles you’ve been facing, and will get an idea of how much debt you currently hold. With this information, your attorney will start to piece together your bankruptcy case, and can advise you with next steps you can take to move forward and get the financial relief you deserve.

After you have had your initial consultation with your bankruptcy lawyer, your lawyer will let you know which type of chapter structure works best for you. For example, your attorney might decide that chapter 7 bankruptcy will be the best option and payment plan for your outstanding debt. Your experienced lawyer will then help you pass the Chapter 7 Bankruptcy means test to determine whether the law can discharge your debts.

If you are filing for bankruptcy, this is one of the many reasons why it’s crucial to do so with the help of an attorney. We can help you compile and organize all relevant information necessary to prove your financial hardship, and will guide you through tough, challenging steps such as taking the chapter 7 bankruptcy means test.

Those who are not eligible for chapter 7 may be instead better suited for chapter 13. If you are advised by your attorney to file chapter 13 bankruptcy, our California bankruptcy attorneys will help wage-earners with cases undergoing Chapter 13 bankruptcy to help reorganize finances and repay creditors to avoid liquidations. The process may seem hard, even a bit overwhelming at first, but our bankruptcy lawyers work hard to ensure you feel confident and understood throughout the entirety of the proceedings.

Hire a Full-Service Long Beach Bankruptcy Attorney to Avoid Repossession or Foreclosure

Losing your home to bankruptcy is, for most, a worst nightmare. Our bankruptcy lawyers are committed to helping you keep your assets as best as possible. Not all bankruptcy law firm understand the personal and familial hardship that bankruptcy can bring, but our team is compassionate to those in this position and understand how crucial it is that you file the correct type of bankruptcy for the best possible outcome. Read on to learn more about different types of bankruptcy, and call Steers Law Firm today to schedule an initial bankruptcy protection evaluation.

What Is Chapter 7 Bankruptcy?

Generally speaking, chapter 7 bankruptcy discharges unsecured debts. It’s also sometimes referred to as liquidation bankruptcy or a straight bankruptcy. If you’re very far behind on paying medical bills and other expenses, California state legal counsel may advise that you consider debt relief through chapter 7 bankruptcy. This is a last resort effort to help you get back on track, but has a long-lasting effect on your credit eligibility.

If you are struggling with debt and are considering bankruptcy services, speak with a bankruptcy attorney right away. At Steers Law Firm, we provide bankruptcy services to any California resident in need. We’ll take the time to listen intently to your issues and concerns, and will help you choose the method of debt relief that works best for you and the ones you love. Our law office will stop at nothing to ensure you receive the help you need.

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is sometimes referred to as “a wage earner’s plan.” Chapter 13 bankruptcy offers a number of bankruptcy advantages that chapter 7 does not. With a chapter 13 bankruptcy, you may even potentially be able to save your home from foreclosure. It also helps individuals burdened with debt to reschedule their secured debts, possibly lowering the required monthly payments.

Not everyone is eligible to file for chapter 13 bankruptcy. The only way to fully understand which options exist for you, and which legal avenues you can take for debt relief, is to contact our law office and chat with an attorney about bankruptcy services. Every case is different, so schedule a debt settlement consultation to see if filing bankruptcy – whether chapter 7 or chapter 13 – is right for you.

The Bankruptcy Law Process in Los Angeles, CA

There are a series of steps you need to accomplish before you can attend a meeting with the trustee at the Federal Bankruptcy Court.

  • Collecting documents and resources: Our lawyers will guide you in managing resources that show your current state of finances, including tax returns, pay stubs, bank statements, appraisals, and other documents relating to your income and debt. This information is used as evidence of your financial situation and gives our team a better idea of how much debt you have and what struggles you’re currently up against.
  • Credit counseling: We will review and discuss feasible options like debt settlement, debt consolidation, or other options allowed by the United States Bankruptcy Code. Our lawyers have extensive experience with this area of law, and will leverage their insight to weigh all options and decide which is best for you.
  • Accomplish forms: Filing is a crucial step, yet it consumes a lot of time entering data and making calculations. Our legal office can complete the forms on your behalf to prevent disruption in your daily schedule. Our goal is to make the process as simple as possible for you.
  • Mail documents to the trustee: Our attorneys make sure to mail the documents so the trustee can oversee your bankruptcy case.
  • Attend the 341 meeting: As powerful advocates of our clients, a professional lawyer will represent you during the court meeting with the trustee and creditor. This gives you a chance to start fresh and move to debt relief.

Here’s Our Guide to Filing Bankruptcy and Our Bankruptcy FAQ Articles.

About the Law Offices of Steers & Associates

Elena Steers is the founding member of the Law Offices of Steers and Associates, a full-service firm in Los Angeles, California. Since 2001, Elena and her team of experienced bankruptcy attorneys have focused on assisting individuals, families, and small business owners pursue debt relief through Chapter 7 and Chapter 13 bankruptcy.

With years of experience in handling clients in the Long Beach area, Elena continues to help clients go through complicated legal procedures and recover from monetary losses. Our team understands how hard it is to be facing a potential bankruptcy, but debt settlement does so much more than help you out of a financial hardship. It acts as a lifeline, and can change your life forever if done so correctly under the guidance of a bankruptcy attorney who cares.

You deserve to live a life free of debt, and don’t need to suffer any further. Call Steers Law Firm today to speak with a Long Beach bankruptcy attorney and to take the first step to getting your life back on track.

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Let us help you stop creditor harassment and achieve financial health in the future. We are licensed to practice and serve clients in Long Beach, California, through its local office.

Law Office Address:
111 West Ocean Blvd., Suite 400
Long Beach, CA 90802

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Business Hours:
Monday, Tuesday, Wednesday, Thursday, Friday 9:00 AM – 5:30 PM