We help residents in and around Lancaster with filing for bankruptcy. If you’re in search of a bankruptcy attorney in Lancaster, you need to work with an attorney that understands the specific laws surrounding bankruptcy and debt relief, and who understands the best way to get the fresh start that you need.
Deciding to file for bankruptcy is not always a simple task, and it can be difficult to know if this is the right legal option for you and your family to relieve your debt.
If you are searching for a Lancaster, CA bankruptcy lawyer, contact Elena Steers and the Law Offices of Steers and Associates today. Elena Steers and the team of Lancaster bankruptcy lawyers at the Law Offices of Steers and Associates understand just how difficult it can be to decide the best bankruptcy option for you.
That’s why we are committed to making all bankruptcy cases as clear and easy to understand as possible – so you and your loved one can get a new start.
Law Offices of Steers & Associates
1805 West Avenue K
Lancaster, CA 93534
Monday, Tuesday, Wednesday, Thursday, Friday 9:00am – 5:30pm
We can answer any questions you have about bankruptcy, and discuss the specific details of your situation to see if bankruptcy is the right option for you.
Answers to frequently asked legal questions are addressed by our skilled and experienced bankruptcy attorney. You can also use our Free Online Bankruptcy Evaluation Form to get in touch with us. We understand that each bankruptcy case is different, so to get the best advice possible, call us today at (800) 824-5416.
How Should I Choose A Lancaster Bankruptcy Attorney?
If you’re in search of a Lancaster bankruptcy lawyer, you want to look for someone who has extensive knowledge and training in this specific area of law. You’ll want to work with an attorney who is compassionate, proficient, and knowledgeable regarding these specific services.
Throughout Lancaster and the greater Los Angeles region, Elena Steers (a Lancaster Bankruptcy attorney) is an experienced, skilled bankruptcy attorney who understands how difficult it can be to understand the process of debt relief. She can help you navigate through the time consuming and confusing process of California bankruptcy proceedings, and will stop at nothing to ensure you feel confident and secure throughout the entirety of the bankruptcy process.
Thanks to her many years of experience, Elena Steers has helped hundreds of clients just like you rid themselves from overwhelming debt and take back control of their financial situations.
Elena Steers is affiliated with:
- State Bar of California
- National Association of Consumer Bankruptcy Attorneys
- Central District Consumer Bankruptcy Attorneys Association
She is admitted to practice before:
- State Bar of California
- United States Bankruptcy Court
- Central District of California
- Southern District of California
- Eastern District of California
Her experience with working in many different roles throughout her time in bankruptcy expertise has provided her with the knowledge of how to manage both Chapter 7 and Chapter 13 filings.
As a professional bankruptcy attorney in Lancaster, Elena has seen many bankruptcy cases throughout the years and understands how difficult it can be to deal with financial hardship. That’s why Elena and the lawyers at Steers and Associates offer a free consultation to anyone with questions about their debt, credit, a possible foreclosure, or any other issues related to their financial situation.
Deciding to declare bankruptcy should not be an intimidating process, rather the fresh start you deserve to take back your life and overcome your financial obstacles.
What To Expect During the Bankruptcy Process?
The bankruptcy process starts with your free case evaluation. Your attorney will listen to your financial situation and will begin developing a plan for best addressing it. Your lawyer will help determine the appropriate chapter to file under, gather and compile all the necessary documentation you’ll need to do so, and will even attend meetings with your creditors with you.
You’ll never be alone during the filing process, and your attorney will make sure all your questions are answered every step of the way. If you don’t work with an attorney, you run the risk of making costly mistakes.
It’s best to team up with a Los Angeles, CA lawyer who understands bankruptcy law on the state and local level, and can provide a high standard of legal aid, ensuring the most optimal outcome.
Once your bankruptcy is officially filed with the help of your attorney, you will be assigned a judge and a trustee who will review your case. A successful outcome is contingent upon orderly documents that are filed and submitted in a timely manner, another reason why it’s important to work with an attorney and not to file on your own.
While your documents (bank statements, pay stubs and wage information, credit card statements, tax returns, etc) are being reviewed, the trustee assigned to your case may ask you a number of questions related to your financial history. Your lawyer will be present for these meetings and will guide you through the entire process.
If there are no objections to the discharge of your debts, you’ll be granted a new start.
Frequently Asked Questions:
If you’re unsure of what bankruptcy entails or don’t know if this process is right for you, read the answers to our frequently asked questions below. If you’d like to contact a bankruptcy lawyer to have your specific questions addressed, schedule a complimentary consultation by calling our offices today at (800) 824-5416 or by filling out our Free Online Bankruptcy Evaluation Form.
How Do I Know Which Type of Bankruptcy to File For?
The process can be overwhelming to the average person. There are many different types of debt relief, and our lawyers will advise you regarding which one applies to your situation.
Chapter 7 bankruptcy involves the process of liquidation under the bankruptcy laws of the United States, and is the most popular process for bankruptcy today. Chapter 7 bankruptcy allows you to erase your debts including credit card, medical, and even car payment debt.
Chapter 13 is a bit different from Chapter 7 bankruptcy in that it doesn’t erase your debts, rather enables those with regular, steady income to develop a plan to repay all or part of their debt.
Chapter 11 is similar to Chapter 13 in that it does not erase debts but rather sets up a structure for the debts to be repaid; however, Chapter 11 is typically reserved for corporations and not individuals.
No two bankruptcy cases are alike, and the law surrounding this process can be easily misunderstood. It’s important that you work with an attorney who has extensive experience with bankruptcy law.
How Much Does It Cost to Talk to Bankruptcy Lawyers?
Not all Los Angeles, CA bankruptcy lawyers offer a complimentary consultation to those in need. But at our firm, we never charge for an initial case evaluation. If you are suffering from a mountain of outstanding debt, are facing a foreclosure or are otherwise in need of bankruptcy services, our attorneys will consult with you free of charge.
Will I Lose All My Assets if I File for Bankruptcy?
It’s a common misconception that an individual will lose all of their assets if they file for bankruptcy. This isn’t necessarily the case. Bankruptcy should be seen as a powerful legal tool that can preserve your assets such as real estate, vehicles, and other valuables, while still giving you the new beginning that you need to recover from financial hardship.
Can I Clear All of My Debt if I File for Bankruptcy?
Bankruptcy is a tool that can in fact wipe out credit card debt, medical bills, overdue utility payments, personal loans, gym memberships, and other kinds of unsecured debt. Depending on which kind of bankruptcy applies best to your unique financial situation, you may be able to clear all of your debts.
About Lancaster, California
Located 70 miles north of Los Angeles, Lancaster has a population of close to 170,000, with an average annual income of $50,000. It sits on the very edge of the great Mojave Desert. Together with its neighboring city of Palmdale, CA, the two cities form the majority of the Antelope Valley’s population density.
Much of the focus in Lancaster, CA comes to its close proximity to Edwards Air Force Base. Edwards is a large military facility, and hope to the Air Force Test Center, Test Pilot School, and NASA’s Armstrong Flight Research Center. A lot of the military personnel that work at Edwards live in the greater Lancaster region.