If you were injured in a car accident in Los Angeles, contact us for a free consultation prior to speaking to the other insurance company. It may just save you a lot of money.
Filing an Injury Claim Against Allstate After an Accident
Allstate is the largest publicly held insurance company in the United States. It holds 18 percent of the auto insurance market in the country, but the American Association for Justice previously ranked Allstate as one of the worst insurers in the nation. If the person who caused your accident and injuries was insured with Allstate, you’re probably not in very good hands at all. That’s when Allstate puts the boxing gloves on. Unless you suffered only minor property damage without any injuries, don’t expect to be treated very well.
Allstate is in the business of taking in premium checks and paying out little or nothing on claims. That’s how it makes money. Sure, it might replace your bumper without any objections, but it’s going to take issue with every element of your claim if you need a foot surgery after one of it’s customers ran a red light and broadsided you on your way to LAX. From Allstate’s perspective, you walk on your feet every day, so either some type of a degenerative condition contributed to your fracture, or you must have broken your foot some other way.
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Delaying your claim
Here’s how things usually go if you try to represent yourself in a personal injury claim against somebody who is insured by Allstate: You’ll be treated with utter disdain. Expect Allstate to delay processing your claim. You’re likely to get the adjuster’s voice mail when you call, and emails or snail mails won’t be responded to unless absolutely necessary. You might be dealing with a lower level adjuster who is only authorized to give you lowball settlement offers. If that adjuster is consistently successful at settling those low offers, he or she is likely to be promoted.
Don’t make yourself desperate
The medical bills from the accident that you were involved in that could have been prevented are still going to be coming in. You’ll be surprised how quickly you’ll be referred to a collection agency as a deadbeat. That’s part of Allstate’s strategy to make you desperate and accept its lowball settlement offer. People accept them everyday. Other people retain quality personal injury law firms to represent them against Allstate everyday too. Here’s how you can best protect and invoke your rights after you’ve been injured in an accident involving an Allstate customer.
Call the police
We can’t be there with you right after the crash happens. You’ll need to call LAPD or the local the police. Don’t get talked out of doing that. Without a police accident report, Allstate isn’t going to believe a word that you say. Expect a denial of your claim sometime in the future.
The medical authorization and statement
Allstate is going to set up its defense by using your own information against you. Expect to receive a medical authorization from Allstate for signature and return. Don’t sign it, and don’t return it. The law doesn’t require you to do those things. Politely refuse to give a recorded statement too. The law doesn’t require you to do that either. Allstate is only going to use your medical information or the statement that you give against you in the future. If you retain us, we’ll control what information Allstate gets from you.
Make your Los Angeles personal injury claim professionally
If you try to make your personal injury claim against Allstate without an attorney representing you, Allstate is going to punch back hard. You’re going to make mistakes along the way too, and those mistakes are going to prejudice the value of your claim. Suddenly you’ll feel that you’re on the defensive when you were the victim of a perfectly preventable collision.
The mistakes that you make in trying to represent yourself in your personal injury claim against Allstate are going to significantly decrease the value of your claim. The law doesn’t allow you to cure those mistakes, and now, Allstate has you right where it wants you. It’s going to capitalize on your desperation. As experienced personal injury lawyers, we don’t make those mistakes. Contact us right away for a free consultation and case review after being injured in an accident that was caused by an Allstate policyholder. You’ll be in good hands with us. Let Allstate put its gloves on. We’re aggressive. We’ll put our gloves on too.
Allen Vaysberg practices personal injury law and works tirelessly to defeat the tactics of insurance companies and large corporations who try to deny justice and fair compensation to injured people.