How to Get Rid of Second Mortgage After Chapter 7

How to Get Rid of Second Mortgage After Chapter 7

After completing a Chapter 7 Bankruptcy, you still might not have been able to clear the debt from your second mortgage or HELOC. Two mortgages can seem like overwhelming expenses after you’ve just come through bankruptcy. You may wonder if you can keep your house while paying

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Can You File Bankruptcy if You Are Married?

Can You File Bankruptcy if You Are Married?

Most people get married to share the good and the bad that come along with life. However, bankruptcy is one of those negatives that is sometimes best not to face together. In California, you are allowed to file bankruptcy when you are married and can complete a

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How to Find a Bankruptcy Attorney

How to Find a Bankruptcy Attorney

Unforeseen circumstances in your life can leave you in a financial hole with seemingly no way out. Fortunately, there are ways to get creditors off your back and begin your journey to financial freedom. Filing for bankruptcy is not easy and having a skilled bankruptcy attorney by

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Can You File Bankruptcy on a Title Loan?

Can You File Bankruptcy on a Title Loan?

Falling on financially hard times can leave you considering any and all loan options out there. As a last resort, some are forced to turn to something called a Title Loan. These loans come with enormous interest rates and put the ownership of your vehicle in jeopardy.

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What Is Voluntary Repossession?

What Is Voluntary Repossession?

When you are behind on car payments in California and feel repossession is unavoidable, you can choose to voluntarily turn in your vehicle. A voluntary repossession can save you on fees and some embarrassment, but it probably won’t wipe away the money you owe the lender or

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Can I File Bankruptcy on Payday Loans?

Can I File Bankruptcy on Payday Loans?

You may have fallen into a desperate financial situation and reluctantly turned to a check-cashing business to secure a quick cash advance. This “Payday Loan” is a short-term fix that comes with long-term consequences. If you are unable to repay the money in time to avoid the

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Can Payday Loans Be Included in Bankruptcy?

Can Payday Loans Be Included in Bankruptcy?

People take a lot of desperate measures to avoid going into bankruptcy. One extremely common and highly risky option is to take out a payday loan. Unfortunately, many people find that even after they have taken out a payday loan, they are still unable to get out

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Chapter 13 Second Mortgage Discharge

Chapter 13 Second Mortgage Discharge

Most people take out a second mortgage on a home when they are facing a financial crisis. The crisis may be averted in the short term, but when monetary issues return, homeowners can face two mortgages they have no hope of paying. While seeking a life raft,

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Does Bankruptcy Clear Mortgage Debt?

Does Bankruptcy Clear Mortgage Debt?

For most of us, a house is the biggest purchase we’ll ever make. It’s a cherished and crucial part of any family’s life experience. When financial hardships force you to consider filing for bankruptcy, you are right to wonder about the fate of your home. The good

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